📊 Data Quality Bands
Reports are classified into bands based on available data quality:
Band 1
Full Report: Complete financial data, Annual Report, SIP, Implementation Statements. All modules available.
Band 2
Partial Report: Financial data + Annual Report + SIP. Limited to 5-10 modules. No buyout or member analysis.
Band 3
Limited Report: Basic financial data + Annual Report or Actuarial Valuation. 2-5 modules only. Indicative analysis.
Band 4
Insufficient Data: Cannot generate report. Missing critical financial data or documents.
📋 Admin Bullets Table Format
Example of the Admin Bullets table structure showing priority-grouped opportunities:
Purposes (10)
- Increase Member Outcomes
- Reduce Costs
- Improve Governance
- Enhance Funding Position
- De-risk Scheme
- Prepare for Buyout
- Optimal Use of Corporate Cash to Reach Settlement
- Improve Member Experience
- Best Practice Review
- Governance & Risk Audit
Perspectives (14)
- Pension Administrator
- Independent Trustee
- Corporate Sole Trustee
- Covenant Specialist
- Administration Consultant
- Governance Consultant
- Fiduciary Manager
- Capital-Backed Funding Advisor
- Investment Consultant
- Actuarial Consultant
- Pension Risk Transfer Consultant
- Future Pension Strategy (CDC Feasibility)
- Pension Lawyer
- Pension Scheme Auditor
DB Modules (56)
- Excess Cash Drag Remediation
- LDI Implementation and Optimisation
- Investment Manager Rationalisation
- Active to Passive Transition
- Alternatives Allocation Review
- ESG Integration and TCFD Compliance
- Currency Hedging Strategy Review
- Equity Protection Strategy
- Credit Strategy Optimisation
- Illiquid Assets Allocation Review
- Investment Consultant Tender
- Scheme Actuary Tender
- Scheme Administrator Review
- Scheme Software Review
- Trustee Board Effectiveness Review
- Cyber Security and Data Protection
- Data Quality Improvement
- Quality Assurance Reviews
- Risk Assessment
- GMP Reconciliation and Equalisation
- Member Options Review
- Buyout Readiness Assessment
- Longevity Risk Management
- Partial Buyout / Pensioner Buy-in
- Buy-in Market Timing and Opportunities
- Surplus Extraction Opportunities
- Liability Management Exercises (Consulting)
- Scheme Consolidation and Master Trust
- GMP Equalisation Implementation
- Pensions Increase Exchange (PIE) (Consulting)
- Enhanced Transfer Value Exercise (Consulting)
- Benefit Structure Simplification (Consulting)
- Trivial Commutation and Small Pots Exercise (Consulting)
- Operational Cost Reduction
- Inflation Hedging Strategy
- Interest Rate Hedging Review
- Recovery Plan Optimisation
- Covenant Enhancement
- Contingent Assets Review
- Sponsor Support Mechanisms
- Deficit Contribution Strategy
- Valuation Assumptions Review
- Member Communications Enhancement
- Regulatory Compliance Review
- Wind-up Planning
- Scheme Merger Opportunities
DC Modules (46)
- Annuity Brokerage Service
- At-Retirement Solutions Enhancement
- Contribution Level Optimization
- Cost and Charge Reduction
- DC Governance Framework Review
- DC Provider Review and Tender
- Default Fund and Glidepath Review
- Digital Member Experience
- Drawdown Strategy Support
- ESG Integration (DC)
- Fund Range Optimization
- Investment Choice Architecture
- Investment Governance Framework
- Lifestyling and De-risking Review
- Master Trust Migration Assessment
- Member Communications Strategy (DC)
- Member Engagement and Education
- Opt-out Rate Reduction
- Passive/Active Mix Optimization
- Pension Wise Guidance Integration
- Performance Monitoring and Reporting
- Regulatory Compliance Review (DC)
- Retirement Income Options Education
- Value for Members Assessment
Note: Items highlighted in green represent Aptia's 11 core relevant DB modules.